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About Free Checking

You might not know that DSFCU Checking Accounts are absolutely free!....which applies to both personal and  business accounts.  It doesn't get much better than that.  Unless of course, you consider all of its additional features, such as:

  • no monthly fee

  • no minimum balance

  • no per check charges

  • free Visa debit card for those who qualify

  • no surcharge at our ATMs

So, if you're constantly faced with maintaining a minimum balance and are tired of paying high monthly fees, it's time you opened a DSFCU checking account.  You won't find a better deal!


Member Convenience Services

Because our credit union is owned by its members and is a not-for-profit organization, our members receive many great free and low-cost benefits, such as:

  • Highly Competitive, Low Interest Loans

  • Free Checking Accounts for Individuals and Businesses  (with no minimum balance, no monthly fees & overdraft protection)

  • Free Visa Debit Cards

  • Free ATMs - "No Fee ATM machines" throughout the state

  • Visa Credit Cards with a Low, Fixed APR and No Annual Fee

  • Share (Savings) Accounts with extremely competitive rates - initial deposit only $5.00!

  • Competitive Rates on Certificates of Deposit

  • Home Equity Loans with Low Interest Rates

  • Low Interest Loans for Cars, Motorcycles, Boats, RVs & Travel Trailers, Personal Loans, Debt Consolidation & Educational.  Pre-Approval makes your shopping easy!

  • Financial Planning & Tax Preparation Services

  • Free Notary Public

  • Medallion Signature Guarantee Service

  • Free Direct Deposit & Payroll Deductions

  • Member's Financial Network -- Financial Calculators and Investment Information

  • My CC Info - Visa online credit card account information

  • My Financial Center (personalized online financial news, one-on-one financial management services, floating stock watchlist)

  • ART - Audio Response Teller

  • AWS - Active Web Site  - Accounts information lookup on the internet

  • Life Savings Insurance Available

  • NADA Used Car Guide Pricing

  • Easy Online Check Reordering from Liberty Checks

  • Free Record Keeping Workshops

  • Loan Protection Insurance Available

  • Communicator - our Quarterly Credit Union newsletter

  • Free American Express Travelers Checks, Gift Checks and Checks for Two

  • Western Union Wire Service & 3rd Party (other institutions) Service

  • Postage Stamps available at our branches
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