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Our credit union is committed
to making financial products and services available that will enable
you to meet your financial needs and reach your financial goals
while at the same time protecting your personal information and
using it in a manner consistent with your expectations. We
stand behind the following privacy policy:
Categories
of Information We Collect
We collect only the personal
information that is necessary to conduct our business. That
means just what is necessary to provide competitive financial
products and services, no more. We collect nonpublic personal
information about you from the following sources:
- Information we receive from you on applications or other
forms;
- Information about your transactions with us, our affiliates,
or others;
- Information we receive from a consumer reporting agency.
Confidentiality
and Security
We restrict access to
nonpublic personal information about you to:
- Employees who need to know that information to provide
products or services to you;
- Our attorneys, accountants and auditors on a need to know
basis;
- Government authorities to comply with federal, state or local
laws and other applicable legal requirements;
- Consumer reporting agencies in accordance with the Fair Credit
Reporting Act
We maintain physical, electronic and procedural safeguards that
comply with federal regulations to guard your nonpublic personal
information.
Categories
of Information We Disclose and Parties to Whom We Disclose
We may disclose all of the
information we collect, as described above to companies that perform
marketing services on our behalf or to other financial institutions
with whom we have joint marketing agreements, provided the following
conditions are met:
The services include marketing our own products or services or
marketing
other financial products or services designed to enhance our
member service
and offered pursuant to a joint agreement (i.e., insurance
products,
brokerage products, act.)
We will partner only with businesses that follow strict
confidentiality requirements. We have a contractual
relationship that prohibits the third party from disclosing or using
the information other than to carry out the purposes for which we
disclosed the information.
We may also disclose nonpublic personal information about our
members and former members to nonaffiliated third parties as
permitted by law. Protecting your personal information is a high
priority for everyone associated with our credit union!
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