DSFCU.org

DSFCU Rated Among Top In Credit Union Performance
As cited in a March 2004 News Release from BauerFinancial, the nation's leading independent credit union rating firm (//bauerfinancial.com) Diamond State Federal Credit Union has earned their coveted "Recommended" rating again, for the 54th consecutive quarter. (The award is based on an analysis of current financial data as supplied by federal regulators, supplemented by historical data.)

"We constantly receive phone calls from people worried about where they are putting their money; and with good reason. With rogue institutions popping up on the internet and elsewhere, many falsely claiming to be federally insured, it's important to know there are still principled people running good, solid financial institutions. [DSFCU] is a prime example [of] a credit union you can have confidence in."

-- Karen Dorway, president , Bauer Financial, Inc.

DSFCU has been servicing the needs of its members for 48 years. Its motto: "Once a Member, Always a Member."

Fast Loan Approvals
With your good credit, your loan can usually be processed in one day. So, if you need a loan, please call or stop by your credit union.

DSFCU.org's Web Security Offers
Peace of Mind
Secure Socket Layers (SSL) give you peace of mind when conducting sensitive activities over the Web by encrypting data such as social security numbers and other types of personal or financial information.

SSL works by using a "public key" to encrypt data that's transferred by submitting forms over the SSL connection. Both Netscape Navigator and Internet Explorer support SSL, and many websites use this protocol when users submit confidential information from the site. By convention, URL's that require an SSL connection start with " https" instead of "http" and on these "secure" pages, you should see small icons ( for Microsoft Internet Explorer and
for Netscape Navigator) in the status bar (the very bottom of your browser). So, if you're concerned if the form you're about to submit is going to be submitted securely, check for these icons and look at the address field of your browser to see if the URL begins (example):
"https://www.domain.com/

Legal Notices
Please read our Privacy Statement.

100% Free Checking at DSFCU
You might not know that DSFCU Checking Accounts are absolutely free!....which applies to both personal and business accounts. It doesn't get much better than that. Unless of course, you consider all of its additional features, such as:

no monthly fee
no minimum balance
no per check charges
free Visa debit card for those who qualify
no surcharge at our ATMs

So, if you're constantly faced with maintaining a minimum balance and are tired of paying high monthly fees, it's time you opened a DSFCU checking account. You won't find a better deal!

Stop Unwanted Solicitations
   If you're being bothered by telephone solicitors or overwhelmed by junk mail and e-mail, you can now take steps to reduce the problem. Here are some tips:

   Call Opt Out at 888-567-8688 to remove your name from lists that are generated by major credit reporting bureaus for credit offers, reducing pre-approved inquiries on your credit report. This will also help prevent and protect you from identity theft and fraud. The process is simple and only takes a few minutes. You can choose to have your name removed for two years or permanently.

   Send a postcard to register to be deleted from most advertisement mailing lists. Include your name and address, along with your signature.

Mail Preference Svc.,
Direct Marketing Assoc.
P O Box 9008
Farmingdale, NY 11735-9008

   To stop most unwanted telephone solicitations, register to be deleted from most telemarketing call lists by sending a post card including your name, address, telephone number and signature to:

Telephone Preference Svc.,
Direct Marketing Assoc.
PO Box 9014
Farmingdale, NY 11735-9014

   You may have told telemarketers repeatedly to stop calling, but still you get the calls. There is legislation prohibiting calls if you request they stop. You must, however, get in the habit of using the following specific verbiage "Place Me on your Do Not Call List". These words are the only ones that they are required to accept to stop calling you.

   To remove your e-mail address from marketing lists, visit www.e-MPS.org. You may enter up to 3 e-mail addresses on which you wish to suppress junk e-mail. Following the prompts and clicking on the "Remove my e-mail address" button will substantially reduce unwanted e-mail.

   Another invasive and annoying advertising problem, Pop-Ups, can be curtailed by visiting www.panicware.com on the web and downloading their free pop-up stopper software.

New DSFCU Branch
in Downtown Wilmington -
          Grand Opening:
         September 2004
   DSFCU is proud to announce that it has opened a new full-service branch office on the first floor of the Chase Manhattan Center at 1201 N. Market Street in downtown Wilmington.

Remodeling of the former property management office, located directly across from the Greenery Restaurant, began in July. The credit union serves the businesses and employees located in the building, those in the surrounding area, as well as current members.

The Credit Union Suffers the Loss of a Chairman
Alan F. Simpson, Chairman of the Board of Directors, died on Friday, July 2, 2004, at Christiana Hospital. Mr. Simpson, a communications engineer by profession, was employed by the former Bell Atlantic Telephone Company (now Verizon) for 34 years until his retirement in 1990. Alan also served his country in the National Guard and after retirement worked for NUCAR Chevrolet.

Alan had served on the Board of Directors for the Credit Union since 1981, as Treasurer and most recently has Chairman. He was instrumental in the growth and success of the organization. Sadly, Alan will not see the results of his efforts with the opening of the new branch office in the Chase Manhattan Centre located in downtown Wilmington.

Alan's goal was for the Credit Union to be the "Primary Financial Institution for all of its members." Alan's calm, yet humorous approach will be greatly missed at the board meetings and around the office.

Alan's wife of 27 years, Judy, was appointed to the Board of Directors at the July meeting. Judy had been serving as chair on the Loan Review Committee until this appointment.

In addition to Alan's wife, Judy, he is survived by two children, Bonnie Jennings and Matthew David Simpson; four stepsons, Edward Ellis, Gregory Ellis, C. Patrick Ellis and John Ellis; brother, Clyde Simpson; eighteen grandchildren and one great grandchild.