Important Links

Don't let identity thieves ruin your credit. Check your credit report with one of these agencies.
    • TransUnion
    • Experian
    • Equifax

Financial Tip

You've heard it before: Pay yourself first!  If you wait until you've met all your other financial obligations before seeing what's left over for saving, chances are you'll never have a healthy savings account or investments.  Resolve to set aside a minimum of 5% to 10% of your salary for savings BEFORE you start paying your bills.  Better yet, have money automatically deducted from your paycheck and deposited into a separate savings, money-market or investment account.


Home Equity Loans and Mortgages

 

Use the following table to help you estimate the equity in your home. Current Credit Union Rates
Calculate Your Home Equity
Home Equity Payment Comparison
       
    Sample   Your House
Appraised Value    $200,000    $_________
Multiply by 90%    X .90    X .90
Equals    $180,000    $_________
Less Mortgage Balance    $100,000    $_________
Equals Your Equity    $ 80,000    $_________

 

 

 

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